KEMI’s medical bill team combines internal and external expertise to make sure the services received by injured workers are billed to KEMI correctly.

We reference Kentucky’s fee schedule and cost-to-charge ratio before sending bills on to be reviewed and approved by KEMI examiners, and we also make sure services are paid in a timely manner.

As a result, each year KEMI saves millions of dollars by identifying and preventing payment on duplicate bills, overcharges, or other billing errors. By controlling our medical expenses, KEMI is able to pass these savings on to our policyholders as we determine future rates.

Claims Resources for Employers

The following resources highlight several of the benefits policyholders receive when choosing KEMI for their workers’ compensation coverage. For information on other resources available for policyholders, contact us today.

Claims Detail Dashboard

Policyholders may login to access important claims details using our interactive Claims Detail Dashboard.

login or register

Managed Care Network

KEMI’s Managed Care Network through OMCA provides injured workers with quality care.

Learn about Managed Care

Pharmacy Benefits Manager

Our PBM program by Mitchell helps control prescription costs which helps lower the overall premium of the policy.

How We control Rx Costs

Medical Bill Auditing

Our Medical Bill Team makes sure provider services are adjusted to the fee schedule and paid appropriately.

Learn about our process

Loss Control & Safety

Our Claims Team works closely with our Loss Control & Safety Team to investigate and prevent injuries.



KEMI has partnered with Medcor to provide you with an extra level of service when claims arise.

Register for medcor

KEMI has a zero-tolerance policy on workers’ compensation fraud to protect our policyholders and their employees.  Report fraud.