Accidents happen. We’re here to help you.

Did you get injured on the job? If so, KEMI is ready to work with you and provide the highest standard of care available throughout your claim. We believe that starts with offering injured workers a clear picture of how our claims process works.

Report an injury or illness immediately.
Receive initial medical treatment.
Return to work and continue approved treatment if needed.
Close the claim.
Find a Provider

The Claim Process

KEMI policyholders are responsible for reporting injuries or illnesses in a timely manner; however, the injured worker may submit his or her own First Report of Injury using the IA-1 First Report of Injury form.

Once a work-related injury is reported to KEMI, our Claims Team will move into action by reviewing the information and ensuring the injured worker receives the care they deserve.

Once we’ve reviewed the First Report of Injury, we will gather additional information and determine appropriate benefits if the injured worker is expected to miss work or needs ongoing treatment from a provider in our network. If the injured worker is able to return to work with restrictions, we will work with the policyholder to make those accommodations if possible.

As part of our commitment to you, we want to help you return to work as quickly and safely as possible.

KEMI has a zero-tolerance policy on workers’ compensation fraud to protect our policyholders and their employees.

Learn more »

Forms & Resources for Injured Workers

After a claim is filed with KEMI, we will request additional information from an injured worker. Use the forms below to help expedite your claim.

OMCA Resources
KEMI works closely with the Occupational Managed Care Network (OMCA) to provide quality care for work-related injuries.

Frequently Asked Questions

What is workers' compensation insurance coverage?

Workers’ compensation insurance (workers’ comp) is a form of accident insurance paid by employers which covers an employee’s medical expenses and lost wages if they are injured on the job or acquire a work-related illness.

When should an injury be reported to KEMI?

Work-related injuries and illnesses should be reported to KEMI immediately. Kentucky law states that policyholders must report injuries or illnesses to us within three (3) working days of receiving notification of the incident or alleged incident.

Who should report an injury?

The policyholder is responsible for reporting the injury to KEMI in a timely manner; however, the injured worker may submit his or her own First Report of Injury.

How do I report an injury?

An injured worker may report a claim by submitting the First Report of Injury or Illness, or IA-1 form, and faxing it to 859-425-7822 or mailing to the address below:

KEMI
ATTN: Claims Unit
P.O. Box 12500
Lexington, KY 40583-2500

To report a claim by phone, call 1-800-640-KEMI (5364) or 859-425-7800 during business hours (Monday – Friday from 8 a.m.-5 p.m.).

Where should an injured worker go for treatment?

KEMI has partnered with OMCA, a managed care network, which has medical providers throughout Kentucky.

ACCESS THE OMCA PROVIDER LIST

If you have questions or wish to recommend a new provider to the list, contact us.

VIEW MORE FAQs

Still have questions?

If you have a claims question, give us a call at 1-800-640-KEMI (5364) or 859-425-7800. You may also use the contact form here.

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