Workers’ Compensation Insurance Agents in South Central Kentucky

Evaluating an insurance company’s financial strength and stability is one of the most important responsibilities a customer has when selecting an insurance provider. KEMI is rated A- “Excellent” by A.M. Best for our balance sheet strength, operating performance and business profile. Learn more about our financial rating here.

The long-term financial ability of KEMI provides peace of mind to policyholders and injured workers alike. Repeated affirmation of KEMI’s “Excellent” rating by A.M. Best and clean financial audits from KEMI’s independent auditors and the Department of Insurance confirm the continued solvency of the organization.

Policyholders who meet certain criteria are eligible to receive our preferred rates which may save thousands of dollars annually.

We are proud to be a Kentucky company serving other Kentucky companies and believe our commitment to customer service sets KEMI apart from our competition. When you call KEMI during business hours, you’ll always get a person on the other end.

Our commitment to our policyholders doesn’t stop there. KEMI utilizes highly-advanced tools and technology to find additional savings for policyholders and provide additional benefits for injured workers. KEMI’s medical bill review process saves millions of dollars each year by identifying coding errors or duplicate billing from medical providers. KEMI’s pharmacy benefit management (PBM) program allows us to provide injured workers the highest standards of care available throughout the lifecycle of their claim. It also helps us monitor prescription drug trends and identify potentially dangerous drug-to-drug interactions.

Our customers’ satisfaction is a key measure of our success and we strive to exceed their expectations.

KEMI’s Loss Education & Safety Team provides support and education to assist policyholders in establishing and maintaining effective loss control and safety programs. These services help reduce the frequency and severity of workplace injuries which can lead to lower workers’ compensation premiums.

KEMI has safety representatives across the state whose services are provided at no additional cost as part of your KEMI policy.

Learn more about our loss education resources and safety services here.

Our website is unlike any you’ll find!

In addition to our Employers’ Guide, Safety Resources, Frequently Asked Questions, Annual Reports and much more, KEMI.com provides tools for requesting quotes, submitting applications, filing claims, and making premium payments. Registered users can also complete audits, obtain certificates of insurance, and view, print, or download loss runs.