KEMI is the leading provider of workers’ compensation insurance in Kentucky.
Businesses choose KEMI for our competitive rates and superior service.

FIND OUT WHY

Workers’ Compensation Insurance Agents in Eastern Kentucky

Peoples Insurance Agency
(606) 329-2200

Black Diamond Insurance Group
(606) 478-2400

Unison Insurance Group
(606) 632-3600

FSB Insurance Agency
(606) 878-0100

Middlefork Insurance Agency
(606) 593-6268

Jack Roe
(606) 784-7164

Cumberland Valley Insurance Management
(606) 878-9110

Insurance Service Service Centers of SE KY
(606) 528-5151

Limestone Agency
(859) 498-3410

Ison Insurance Agency
(606) 743-4472

Ron Lemaster Insurance
(606) 932-3138

Ron Gilley
(606) 337-2455

This directory highlights many of the top agents who work with KEMI, however any licensed insurance agent in Kentucky may submit business to us. Agents, contact our Business Development Team to learn more about growing your business with KEMI.

KEMI made a promise to “make workers’ comp work.”

We fulfill that promise by providing and sustaining financial stability in the ever-changing world of workers’ compensation insurance. We maintain strong claims reserves as a commitment to ensure benefits for injured workers now and in the future. We deliver outstanding service and competitive pricing. We also educate Kentucky businesses about workplace safety.

Click the links below to learn more about how we’re fulfilling our promise.

Evaluating an insurance company’s financial strength and stability is one of the most important responsibilities a customer has when selecting an insurance provider. KEMI is rated A- “Excellent” by A.M. Best for our balance sheet strength, operating performance and business profile. Learn more about our financial rating here.

The long-term financial ability of KEMI provides peace of mind to policyholders and injured workers alike. Repeated affirmation of KEMI’s “Excellent” rating by A.M. Best and clean financial audits from KEMI’s independent auditors and the Department of Insurance confirm the continued solvency of the organization.

Policyholders who meet certain criteria are eligible to receive our preferred rates which may save thousands of dollars annually.

We are proud to be a Kentucky company serving other Kentucky companies and believe our commitment to customer service sets KEMI apart from our competition. When you call KEMI during business hours, you’ll always get a person on the other end.

Our commitment to our policyholders doesn’t stop there. KEMI utilizes highly-advanced tools and technology to find additional savings for policyholders and provide additional benefits for injured workers. KEMI’s medical bill review process saves millions of dollars each year by identifying coding errors or duplicate billing from medical providers. KEMI’s pharmacy benefit management (PBM) program allows us to provide injured workers the highest standards of care available throughout the lifecycle of their claim. It also helps us monitor prescription drug trends and identify potentially dangerous drug-to-drug interactions.

Our customers’ satisfaction is a key measure of our success and we strive to exceed their expectations.

KEMI’s Loss Education & Safety Team provides support and education to assist policyholders in establishing and maintaining effective loss control and safety programs. These services help reduce the frequency and severity of workplace injuries which can lead to lower workers’ compensation premiums.

KEMI has safety representatives across the state whose services are provided at no additional cost as part of your KEMI policy.

Learn more about our loss education resources and safety services here.

Our website is built around you.

KEMI offers a streamlined web experience to make it easy for you to find the information you need. Registered users can view policy and claim information, make payments, obtain certificates of insurance, and much more.