WHAT WE COLLECT
We collect anonymous data when you use KEMI Access Portals, including your internet address, the time of your visit and the information that you access and view. We use this anonymous data to monitor and improve the performance of the KEMI Access Portals. When using a KEMI Access Portal on a mobile phone, personal media player, tablet computer or other mobile device (collectively “Mobile Device”), KEMI may collect information such as a device identifier of the Mobile Device and global positioning system (“GPS”) data if GPS functionality is available and enabled on the Mobile Device.
If you wish, you can provide us with personal information about yourself by using the contact forms and email addresses provided by the KEMI Access Portals. We only collect this information directly from you and only when you elect to provide it. Personal information about you is used for business and marketing purposes. If you accept the opportunity to be contacted by us, either by personal email, telephone, mail or email newsletter, you can revoke that acceptance at any time by contacting us at the contact points specified below.
Depending upon which of our services you are utilizing, the types of non-public personal information that we may collect include:
- Name, business name, postal or mailing address, email address, and telephone number;
- Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or by any other means;
- Information about your transactions with us, our affiliated companies, or others;
- Information from your transactions with us, such as payment history; underwriting, audit, and claim documents; and
- Information we receive from your computing device when you visit a KEMI Access Portal that is unique to e-commerce transactions. It may include the website you visited before ours, your Internet e-mail address and operating system and statistical information on Web traffic and usage patterns.
All information entered into KEMI’s online e-business applications database is stored in a secure location on KEMI’s internal network and KEMI takes reasonable precautions to prevent access by anyone not authorized. If you provide your bank account information, KEMI stores your bank account information.
- The home server domain names, type of computing device, and type of web browsers for visitors to our website;
- The pages of the website visitors access; and
- Information on what websites the visitor has accessed.
We reserve the right to disclose personal data in special cases when we believe that disclosing information is necessary to identify, contact or bring legal action against someone who may be causing injury to or interference with KEMI Access Portals, other users of our KEMI Access Portals, anyone else who could be harmed by such activities, or where we are required to do so by court order or applicable law. We reserve the right to disclose personal data when we believe, in good faith, the law requires it.
WHAT WE SHARE
We DO NOT sell, lease or otherwise share any aggregate non-personably identifiable data or personal information about our visitors with or to any third-party companies or individuals. We do not provide customer information to persons or organizations outside KEMI that are doing business on KEMI’s behalf for their own marketing purposes.
Any information we gather through our online forms or information that you otherwise provide to us for purposes of conducting purpose or marketing will be used only for business or marketing purposes. Such information will never be shared with unaffiliated third parties without your consent, except we may disclose your personal information if required to do so by law or in the good-faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on KEMI or its websites; (b) protect and defend the rights or property of KEMI; or (c) act to protect the personal safety of the employees of KEMI and other users of the website.
Use of Personal Data
Personal information provided by users may be used for marketing and informational purposes only by KEMI and affiliates. Except as otherwise noted, we may utilize third party providers for marketing and informational purposes on our behalf. KEMI does not rent, sell or otherwise distribute to third parties, your personal information entered using KEMI Access Portals. While we use all reasonable efforts to safeguard the confidentiality of your information, KEMI will have no liability for disclosure of any information obtained due to errors in transmission or the unauthorized acts of third parties.
CONTROL YOUR PERSONAL INFORMATION
We strive to provide users with access to their own personally identifying information that we maintain about them where possible. To view and change the personal information that we have about you, you can log in to your account and follow the instructions on that webpage or contact us directly by sending an email to email@example.com.
In addition, if you do not wish for us to share your personal information with any third parties working on our behalf to serve our customers, please let us know by sending your request to firstname.lastname@example.org. Please note that exercising these opt-out rights may limit your ability to receive the full range of our products and services.
We reserve the right to ask for information verifying your identity prior to disclosing any information to you. Should we ask for verification, the information you provide to verify your identify will be used only for that purpose, and all copies of this information in our possession will be destroyed when the process is complete.
If you do not wish to receive promotional emails from us, please let us know by using the opt-out response device that can be found at the bottom of every email we deliver or by emailing us at email@example.com. To help us process your request, please include sufficient information for us to identify you in our records (your email address will suffice). Please allow a reasonable time for us to process your request. Please note that, although you can opt not to receive promotional messages, we reserve the right to send you informational email messages about any administrative notices regarding the KEMI Access Portals, as permitted under the CAN-SPAM Act (15 U.S.C. §7701 et seq.).
CONFIDENTIALITY AND SECURITY
Communications with KEMI Access Portals containing confidential information require that a “secure session” be established. Such communication between KEMI and its authorized users is encoded using Secure Sockets Layer (SSL) technology utilizing a minimum of 128-bit encryption.
We believe that protecting the privacy of children is very important. KEMI Access Portals are not designed to attract individuals under the age of 18. In accordance with the Children’s Online Privacy Protection Act (COPPA), we do not collect or store any personal information, even in aggregate, about children under the age of 13. If we discover we have received any information from a child under the age of 13 in violation of this policy, we will delete that information immediately. If you believe that KEMI has any information from or about anyone under the age of 13, please contact us at the contact points specified below.
CALIFORNIA PRIVACY RIGHTS
California’s “Shine the Light” law permits users of the Site that are California residents to request certain information regarding our disclosure of PII to third parties for their direct marketing purposes. To make such a request, please contact us at the Contact Information provided below.
KEMI Access Portals may contain links to various other websites. KEMI assumes no responsibility for the content or practices of websites linked through our access portals, and such linking should not suggest or imply any affiliation or endorsement by KEMI of the linked website. KEMI is not responsible for the privacy practices of such other websites. This privacy statement applies solely to information collected by KEMI Access Portals.
DO NOT TRACK DISCLOSURES
Some web browsers may transmit “do-not-track” signals to websites with which the browser communicates. Our Site does not honor these “do-not-track” signals.
We do not participate in bulk email solicitations that you have not consented to receive (i.e., “Spam”). We do not sell or disclose user lists or email address lists to unrelated third parties. Except as otherwise provided herein, we do not share PII with any third-party advertisers.
In the event KEMI goes through a business transition, such as a merger, being acquired by another company, or selling a portion of its assets, users’ personal information will, in most instances, be part of the assets transferred. Users will be notified via prominent notice on our website for 30 days prior to a change of ownership or control of their personal information. If, as a result of the business transition, the users’ personally identifiable information will be used in a manner different from that stated at the time of collection, they will be given a choice consistent with our “Revisions to this Policy” section.
INTERNATIONAL TRANSFERS; U.S. USE AND PURPOSE
Your information, including personal information, may be transferred to and maintained on computers located outside of your state, province, country, or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.
If you are located outside the United States and choose to provide information to us, please note we transfer your information, including personal information, to the United States and process it there. Your submission of information to us represents your consent to that transfer. Please note the EU has not adopted an adequacy decision with respect to data transfers to the United States, nor are we a participant in the EU-US Privacy Shield; however, we value your privacy and protect your data using reasonable information security practices.
REVISIONS TO THIS POLICY
KEMI reserves the right to periodically revise this policy. Please check www.kemi.com periodically for changes. The document revision date displayed below will indicate when this policy was last revised.
KEMI Access Portals are operated by KEMI, which may be contacted by e-mail at firstname.lastname@example.org or by regular mail at 250 West Main Street, Suite 900, Lexington, KY 40507.
Questions about our products or services should not be directed to this address and will not be replied to.
This document was last revised on 12/13/2021.
Unless otherwise indicated, all material on this website © 1997-2021 Kentucky Employers’ Mutual Insurance.
All rights reserved.