Employers’ Mutual Insurance (“KEMI”) is committed
to protecting your privacy while you use websites software programs
or applications operated by KEMI (collectively “KEMI Access
entirety so that you will understand all of the practices and
outlines the information that KEMI may collect and how we will use
Access Portals are operated by KEMI, which may be contacted by e-mail
at firstname.lastname@example.org or by regular mail at 250 West Main Street, Suite
900, Lexington, KY 40507.
aggregate both anonymous and personal data. What we collect depends
on what you do when you use our KEMI Access Portals and on what
governs use of the information that you provide to us. It does not
govern the manner in which we may use information we have obtained
from any other source, such as information obtained from a public
record or from another person or entity.
We collect anonymous data when
you use KEMI Access Portals, including your internet address, the
time of your visit and the information that you access and view. We
use this anonymous data to monitor and improve the performance of the
KEMI Access Portals so that we can continue to effectively and
reliably provide useful services for our visitors and our company.
When using a KEMI Access Portal on a mobile phone, personal media
player, slate computer, tablet computer or other mobile device
(collectively “Mobile Device”), KEMI may collect
information such as a device identifier of the Mobile Device and
global positioning system (“GPS”) data if GPS
functionality is available and enabled on the Mobile Device.
If you wish, you can provide us
with personal information about yourself by using the contact forms
and email addresses provided by the KEMI Access Portals. This
information includes your name, business name, mailing address, email
address and phone number. We only collect this information directly
from you and only when you elect to provide it. Personal information
about you is only used to conduct business with you. If you accept
the opportunity to be contacted by us, either by personal email,
telephone, mail or email newsletter, you can revoke that acceptance
at any time by contacting us at the contact points specified below.
upon which of our services you are utilizing, the types of non-public
personal information that we may collect include:
- Name, postal address, email address, and telephone number;
- Information we receive from you on applications, forms and in other communications to us, whether in writing, in person, by telephone or by any other means;
- Information about your transactions with us, our affiliated companies, or others;
- Information from your transactions with us, such as payment history, underwriting and claim documents; and
- Information we receive from your computing device when you visit a KEMI Access Portal that is unique to e-commerce transactions. It may include the website you visited before ours, your Internet e-mail address and operating system and statistical information on Web traffic and usage patterns.
personal information is private and confidential. Any information we
gather through our online forms or information that you otherwise
provide to us for purposes of conducting e-commerce will not be
released to third parties without your written consent. We do not
sell customer information. We do not provide customer information to
persons or organizations outside KEMI that are doing business on
KEMI’s behalf for their own marketing purposes.
information entered into KEMI’s online e-business applications
database is stored in a secure location on KEMI’s internal
network and KEMI takes reasonable precautions to prevent access by
anyone not authorized.
“cookie” is a persistent, client-side text file. Cookies
are pieces of information that a website can transfer to a visitor’s
computing device for record-keeping purposes. Cookies facilitate web
surfing by saving visitor preferences and other information. The use
of cookies is a wide spread industry practice and many major websites
visiting a website and saves you the extra effort of entering certain
information multiple times in one site.
browsers are configured initially to accept and process cookies. You
KEMI’s website may write one or more cookies to your computer
while you are browsing KEMI’s website. The cookie or cookies
that KEMI’s website may use will not store any personally
identifiable information. In certain cases, some information about
your IP address, web browser, and computer system are automatically
transmitted to KEMI’s web servers as an integral part of the
operation of the Internet. Thus, KEMI may automatically collect and
- The home server domain names, type of computing device, and type of web browsers for visitors to our website;
- The pages of the website visitors access; and
- Information on what websites the visitor has accessed.
reserve the right to disclose personal data in special cases when we
believe that disclosing information is necessary to identify, contact
or bring legal action against someone who may be causing injury to or
interference with KEMI Access Portals, other users of our KEMI Access
Portals, anyone else who could be harmed by such activities, or where
we are required to do so by court order or applicable law. We reserve
the right to disclose personal data when we believe, in good faith,
the law requires it.
your use of KEMI Access Portals, you signify your assent to this
not permitted to use any KEMI Access Portal. By your use of KEMI
signify your assent to those changes.
DO NOT sell, lease or otherwise share any aggregate non-personably
identifiable data or personal information about our visitors with or
to any third party companies or individuals.
may disclose your personal information if required to do so by law or
in the good-faith belief that such action is necessary to: (a)
conform to the edicts of the law or comply with legal process served
on KEMI or its websites; (b) protect and defend the rights or
property of KEMI; or (c) act to protect the personal safety of the
employees of KEMI and other users of the website.
of Personal Data
information provided by users may be used for marketing and
informational purposes only by KEMI and affiliates. Except as
otherwise noted, we may utilize third party providers for marketing
and informational purposes on our behalf. KEMI does not rent, sell or
otherwise distribute to third parties, your personal information
entered using KEMI Access Portals. While we use all reasonable
efforts to safeguard the confidentiality of your information, KEMI
will have no liability for disclosure of any information obtained due
to errors in transmission or the unauthorized acts of third parties.
CONFIDENTIALITY AND SECURITY
will use its best efforts to ensure that no unauthorized parties have
access to any of your nonpublic personally identifiable information.
We restrict access to nonpublic personal information about you to
those individuals and entities who need to know that information in
order to provide products or services to you. We will use our best
efforts to train and oversee employees and those acting on behalf of
KEMI to ensure that your information will be handled responsibly and
physical, electronic and procedural safeguards to guard your
nonpublic personal information.
with KEMI Access Portals containing confidential information require
that a “secure session” be established. Such
communication between KEMI and its authorized users is encoded using
Secure Sockets Layer (SSL) technology utilizing a minimum of 128 bit
believe that protecting the privacy of children is very important.
KEMI Access Portals are not designed to attract individuals under the
age of 18. In accordance with the Children's Online Privacy
Protection Act (COPPA), we do not collect or store any personal
information, even in aggregate, about children under the age of 13.
If we discover we have received any information from a child under
the age of 13 in violation of this policy, we will delete that
information immediately. If you believe that KEMI has any information
from or about anyone under the age of 13, please contact us at the
contact points specified below.
Access Portals may contain links to various other websites. KEMI
assumes no responsibility for the content or practices of websites
linked through our access portals, and such linking should not
suggest or imply any affiliation or endorsement by KEMI of the linked
website. Please be aware that we, KEMI, are not responsible for the
privacy practices of such other websites. We encourage our users to
be aware of when they leave KEMI Access Portals and to read the
privacy statements of each and every website that collects personally
identifiable information. This privacy statement applies solely to
information collected by KEMI Access Portals.
the event KEMI goes through a business transition, such as a merger,
being acquired by another company, or selling a portion of its
assets, users’ personal information will, in most instances, be
part of the assets transferred. Users will be notified via prominent
notice on our website for 30 days prior to a change of ownership or
control of their personal information. If, as a result of the
business transition, the users’ personally
information will be used in a manner different from that stated at
the time of collection, they will be given a choice consistent with
our "Revisions to this Policy" section.
REVISIONS TO THIS POLICY
reserves the right to periodically revise this policy. Please check
www.kemi.com periodically for changes. The document revision date
displayed below will indicate when this policy was last revised. If
this privacy statement, and other places we deem appropriate so our
users are always aware of what information we collect, how we use it,
and under what circumstances, if any, we disclose it. We will use
information was collected.
however, we are going to use users’ personally identifiable
information in a manner different from that stated at the time of
collection, we will notify users via email. Users will have a choice
as to whether or not we use their information in this different
manner. However, if users have opted out of all communication with
the site, or deleted/deactivated their account, then they will not be
contacted, nor will their personal information be used in this new
manner. In addition, if we make any material changes in our privacy
practices that do not affect user information already stored in our
database, we will post a prominent notice on our website notifying
users of the change. In some cases where we provide a notice we will
also email users, who have opted to receive communications from us,
notifying them of the changes in our privacy practices.
Ryan Worthen, Communication
about our products or services should not be directed to this address
and will not be replied to.
matters. For all other inquiries, refer to the Contact Us section of
our home page.
document was last revised on 4/2014.
otherwise indicated, all material on this website © 1997-2014
Kentucky Employers’ Mutual Insurance.